Although you drive your vehicles very carefully, you can’t predict the future. Accidents will never take your permission to arrive. Moreover you can’t drive legally on California roads unless you have auto insurance. If you are in an auto accident or are stopped by a law officer and do not have proof of California auto insurance, this can be a serious offense and your license and registration can be suspended and you may be heavily fined. The officer may also seize your vehicle for driving without liability insurance. As soon as you purchase a vehicle in California, it becomes important to get auto insurance before you can drive. California auto insurance is the insurance that will legally prevent you from undergoing a case on the accident of your vehicle and that will financially provide for the treatment of injuries caused to you when you come across an accident.
But before the California auto insurance providers offer you the auto insurance you have to fulfill some of their requirements. The following are the requirements for a California auto insurance policy – • Bodily Injury Liability Insurance – This compensates both the parties injured in a collision between two vehicles.
• Property Damage Liability Insurance – This protects you from the legal after-effects of an accident which has taken place mainly because of your faulty driving.
• Uninsured Motorist Bodily Injury Insurance – This provides monetary compensation for medical treatment of injuries to you or your passage or both in an accident of your vehicle.
DUI entails driving under the influence. DUI is a very offensive act. If ever in life, you are charged with this crime then the consequences will only be worse and humiliating. A DUI in California will affect your ability to get California auto insurance for up to 10 years. In order to be allowed to drive, you need to get a California form SR-22 filed with your insurer. This means you are telling your insurance company that you have a DUI which may cause them to drop you. Dui car insurance not only will dispatch the insurance of your car but also can lead to the confiscation of your driving license.
But not all insurance companies provide SR-22 so your policy may not be renewed and simply get canceled because the company cannot provide you the policy anymore. If your car insurance company, for any reason does not come to know about your Dui car insurance then you are pretty safe. But if later on the company finds out that you have committed the offense like DUI, then with no other delay they will cancel your policy. Once your California auto insurance policy is canceled, you can not avail the policy from the top-most companies.
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